THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, MEMORIAL HEALTH CREDIT UNION scored 28 out of a possible 30 points, exceeding the national average of 15.65.
MEMORIAL HEALTH CREDIT UNION had a capitalization ratio of 28.00 percent in our test, above the average for all credit unions, a sign that it's stronger than its peers.