How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, MEMBERS UNITED CREDIT UNION scored 10 out of a possible 30, lower than the national average of 10.11.
One sign that MEMBERS UNITED CREDIT UNION is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.