How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic shocks. However, credit unions that are losing money have less ability to do those things.
MEMBERS TRUST OF THE SOUTHWEST scored 16 out of a possible 30 on Bankrate's test of earnings, beating the national average of 10.11.
MEMBERS TRUST OF THE SOUTHWEST had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's doing better than its peers in this area.