How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
MEMBERS SOURCE did below-average on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
One indication that MEMBERS SOURCE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.