How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
MEMBERS PREFERRED CREDIT UNION scored 24 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.11.
MEMBERS PREFERRED CREDIT UNION had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.