How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Conversely, losses lessen a credit union's ability to do those things.
MEMBERS FIRST CREDIT UNION OF N.H. scored 6 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.11.
MEMBERS FIRST CREDIT UNION OF N.H. had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.