THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is a valuable measurement of its financial fortitude. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, MEMBERS "FIRST" COMMUNITY racked up 30 out of a possible 30 points, better than the national average of 15.65.
MEMBERS "FIRST" COMMUNITY appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions.