How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
MEMBERS ADVANTAGE COMMUNITY did above-average on Bankrate's earnings test, achieving a score of 16 out of a possible 30.
MEMBERS ADVANTAGE COMMUNITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.