THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an an institution's financial resilience, capital is essential. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, MEDICAL EMPLOYEES OF STATEN ISLAND received a score of 4 out of a possible 30 points, lower than the national average of 15.65.
MEDICAL EMPLOYEES OF STATEN ISLAND had a capitalization ratio of 4.00 percent in our test, below the average for all credit unions, an indication that it could have a harder time weathering financial trouble than its peers.