A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's earnings test, MEADOWS scored 14 out of a possible 30, beating out the national average of 10.31.
MEADOWS had an earnings ratio of 6.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.