How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
MCINTOSH CHEMICAL received below-average marks on Bankrate's earnings test, achieving a score of 4 out of a possible 30.
One sign that MCINTOSH CHEMICAL is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.