How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand financial trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's earnings test, MCCONE COUNTY scored 18 out of a possible 30, beating out the national average of 10.11.
One sign that MCCONE COUNTY is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.