THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, MATANUSKA VALLEY received a score of 12 out of a possible 30 points, lower than the national average of 15.65.
MATANUSKA VALLEY had a capitalization ratio of 12.00 percent in our test, lower than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.