THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during times of financial instability for the credit union. Therefore, an institution's level of capital is an essential measurement of its financial fortitude. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, MASTERS, MATES & PILOTS (MM&P) received a score of 6 out of a possible 30 points, below the national average of 15.65.
MASTERS, MATES & PILOTS (MM&P) had a capitalization ratio of 6.00 percent in our test, lower than the average for all credit unions, suggesting that it could be less resilient in a crisis than its peers.