THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is a useful measurement of its financial resilience. When looking at safety and soundness, more capital is better.
On our test to measure capital adequacy, MARYVALE SCHOOLS scored 26 out of a possible 30 points, above the national average of 15.65.
MARYVALE SCHOOLS had a capitalization ratio of 26.00 percent in our test, better than the average for all credit unions, an indication that it's on more solid financial footing than its peers.