A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand economic trouble. However, credit unions that are losing money have less ability to do those things.
MARTIN COUNTY COOPERATIVE scored 16 out of a possible 30 on Bankrate's earnings test, better than the national average of 10.11.
MARTIN COUNTY COOPERATIVE had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.