THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an an institution's financial stability, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, MARSHLAND COMMUNITY received a score of 12 out of a possible 30 points, below the national average of 15.65.
MARSHLAND COMMUNITY appears to be weaker than its peers in this area, with a capitalization ratio of 12.00 percent in our test, below the average for all credit unions.