THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is valuable. When looking at safety and soundness, the higher the capital, the better.
MARSHALL COUNTY fell short of the national average of 15.65 on our test to measure the adequacy of a credit union's capital, receiving a score of 8 out of a possible 30 points.
MARSHALL COUNTY had a capitalization ratio of 8.00 percent in our test, worse than the average for all credit unions, an indication that it's less well prepared for financial trouble than its peers.