THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members during periods of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is important. From a safety and soundness perspective, more capital is better.
On our test to measure capital adequacy, MARSHALL COMMUNITY achieved a score of 26 out of a possible 30 points, exceeding the national average of 15.65.
MARSHALL COMMUNITY appears to be on more solid financial footing than its peers, with a capitalization ratio of 26.00 percent in our test, above the average for all credit unions.