A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
MARION AND POLK SCHOOLS beat the national average on Bankrate's test of earnings, achieving a score of 24 out of a possible 30.
One indication that MARION AND POLK SCHOOLS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.