How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
MARINE fell short of the national average on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One sign that MARINE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.