THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during periods of economic instability for the credit union. Therefore, a credit union's level of capital is a crucial measurement of its financial strength. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, MAHONING VALLEY racked up 30 out of a possible 30 points, exceeding the national average of 15.65.
MAHONING VALLEY appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.