THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during times of economic trouble for the credit union. It follows then that when it comes to measuring an an institution's financial strength, capital is essential. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, MADISON FIRE DEPARTMENT racked up 28 out of a possible 30 points, beating the national average of 15.65.
MADISON FIRE DEPARTMENT appears to be on more solid financial footing than its peers, with a capitalization ratio of 28.00 percent in our test, better than the average for all credit unions.