A credit union's profitability has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
MACON-BIBB EMPLOYEES CREDIT UNION did above-average on Bankrate's test of earnings, achieving a score of 26 out of a possible 30.
MACON-BIBB EMPLOYEES CREDIT UNION had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.