A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
MAC exceeded the national average on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
One sign that MAC is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.