THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during periods of economic instability for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is useful. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, M M EMPLOYEES received a score of 12 out of a possible 30 points, lower than the national average of 15.65.
M M EMPLOYEES had a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions, an indication that it's on less solid financial footing than its peers.