THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an a credit union's financial stability, capital is important. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, LYNN POLICE racked up 30 out of a possible 30 points, better than the national average of 15.65.
LYNN POLICE had a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions, suggesting that it's stronger than its peers.