A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
LOWELL FIREFIGHTERS received below-average marks on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
LOWELL FIREFIGHTERS had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's beating its peers in this area.