A credit union's profitability affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, LOUISIANA CATHOLIC scored 0 out of a possible 30, less than the national average of 10.11.
One sign that LOUISIANA CATHOLIC is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.