How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, LOUISIANA BAPTIST scored 12 out of a possible 30, above the national average of 10.11.
One sign that LOUISIANA BAPTIST is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.