THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during periods of financial instability for the credit union. It follows then that when it comes to measuring an an institution's financial fortitude, capital is important. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, LOS ANGELES LEE racked up 30 out of a possible 30 points, beating out the national average of 15.65.
LOS ANGELES LEE's capitalization ratio of 30.00 percent in our test was above the average for all credit unions, an indication that it could have an easier time weathering financial trouble than its peers.