THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during periods of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is important. From a safety and soundness perspective, the more capital, the better.
LONZA exceeded the national average of 15.65 points on our test to measure capital adequacy, achieving a score of 28 out of a possible 30 points.
LONZA's capitalization ratio of 28.00 percent in our test was above the average for all credit unions, a sign that it's more well prepared for financial trouble than its peers.