THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an an institution's financial strength, capital is key. When looking at safety and soundness, the more capital, the better.
LONG BEACH CITY EMPLOYEES received a score of 10 out of a possible 30 points on our test to measure capital adequacy, coming in below the national average of 15.65.
LONG BEACH CITY EMPLOYEES appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 10.00 percent in our test, below the average for all credit unions.