THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during periods of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial stability, capital is crucial. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, LISBON COMMUNITY received a score of 12 out of a possible 30 points, coming in below the national average of 15.65.
LISBON COMMUNITY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.