THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial resilience, capital is useful. It works as a buffer against losses and affords protection for members when a credit union is struggling financially. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, LINDEN NJ POLICE & FIREMEN racked up 22 out of a possible 30 points, exceeding the national average of 15.65.
LINDEN NJ POLICE & FIREMEN had a capitalization ratio of 22.00 percent in our test, above the average for all credit unions, suggesting that it could have an easier time weathering financial trouble than its peers.