How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, LIBRARY OF CONGRESS scored 16 out of a possible 30, beating the national average of 10.11.
One sign that LIBRARY OF CONGRESS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.