A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union better able to withstand financial trouble. Conversely, losses take away from a credit union's ability to do those things.
LEYDEN received below-average marks on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that LEYDEN is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.