How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's earnings test, LEXINGTON POSTAL scored 8 out of a possible 30, failing to reach the national average of 10.11.
One sign that LEXINGTON POSTAL is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.