THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is experiencing economic instability. It follows then that when it comes to measuring an an institution's financial resilience, capital is useful. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, LEOMINSTER EMPLOYEES received a score of 12 out of a possible 30 points, failing to reach the national average of 15.65.
LEOMINSTER EMPLOYEES appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.