How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's test of earnings, LEAHI scored 0 out of a possible 30, falling short of the national average of 10.31.
One sign that LEAHI is underperforming its peers in this area was its earnings ratio of -557.00 percent in our test, less than the average for all credit unions.