THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. From a safety and soundness perspective, the higher the capital, the better.
LATAH received a score of 6 out of a possible 30 points on our test to measure capital adequacy, lower than the national average of 15.65.
LATAH had a capitalization ratio of 6.00 percent in our test, less than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.