A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, LAMOURE scored 18 out of a possible 30, beating out the national average of 10.11.
One indication that LAMOURE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.