THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial fortitude, capital is key. From a safety and soundness perspective, the more capital, the better.
LAKESIDE EMPLS. scored 18 out of a possible 30 points on our test to measure capital adequacy, better than the national average of 15.65.
LAKESIDE EMPLS. appears to be on more solid financial footing than its peers, with a capitalization ratio of 18.00 percent in our test, better than the average for all credit unions.