A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
LAFAYETTE fell behind the national average on Bankrate's earnings test, achieving a score of 10 out of a possible 30.
One indication that LAFAYETTE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.