How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union better prepared to withstand financial trouble. Obviously, credit unions that are losing money are less able to do those things.
LA TERRE scored 0 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
One indication that LA TERRE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.