A credit union's profitability has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
LA LOMA received above-average marks on Bankrate's test of earnings, achieving a score of 16 out of a possible 30.
One indication that LA LOMA is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.