THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial resilience, capital is valuable. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, KUE scored 18 out of a possible 30 points, beating out the national average of 15.65.
KUE appears to be stronger than its peers, with a capitalization ratio of 18.00 percent in our test, above the average for all credit unions.