THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an an institution's financial resilience, capital is crucial. When it comes to safety and soundness, the more capital, the better.
KIMBERLY CLARK achieved a score of 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating out the national average of 15.65.
KIMBERLY CLARK had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, an indication that it could be more resilient in a crisis than its peers.