How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
KILGORE SHELL EMPLOYEES fell behind the national average on Bankrate's earnings test, achieving a score of 10 out of a possible 30.
KILGORE SHELL EMPLOYEES had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's running ahead of its peers in this area.