A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or use them to address problematic loans, potentially making the credit union better able to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, KENNEDY VA EMPLOYEES scored 6 out of a possible 30, lower than the national average of 10.11.
KENNEDY VA EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.